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Terms of Service

Last Updated: February 20, 2026

1. Acceptance

By using Goalwave, you agree to these Terms. If you do not agree, please do not use the service.

2. Service Description

Goalwave provides budgeting, habit tracking, and financial visualization tools for informational purposes only.

Goalwave does not provide financial, legal, or investment advice.

3. User Responsibilities

You agree to:

  • Provide accurate information
  • Keep login credentials secure
  • Use the app lawfully

4. Subscriptions & Billing

  • Some features require a paid subscription
  • Free trials convert unless canceled
  • Prices may change with notice

5. Financial Disclaimer

Goalwave does not:

  • Guarantee financial outcomes
  • Execute payments
  • Negotiate bills
  • Act on your behalf

6. Account Termination

We may suspend accounts for misuse or violations of these Terms.

7. Limitation of Liability

Goalwave is not liable for financial decisions made based on app information. The service is provided “as is” without warranties of any kind.

8. Governing Law

These Terms are governed by the laws of the United States. Any disputes shall be resolved in the appropriate courts of jurisdiction.

9. Contact

Questions about these Terms? Contact us at support@goalwave.app.

Goalwave provides informational tools only and does not offer financial, legal, or investment advice.