Goalwave

Build Better Money Habits, One Day at a Time

Goalwave transforms budgeting into a habit-building journey. Track streaks, celebrate milestones, and build momentum — without exposing your finances to anyone.

See How It Works
Streak-Based
100% Private
Progress Focused

Progress Over Perfection

Goalwave replaces financial anxiety with actionable habits. Focus on what you can control—your daily actions.

Daily Streaks

Build consistency with habit tracking. Check-in daily to maintain your momentum.

Milestones & Achievements

Celebrate progress with meaningful milestones. Unlock badges as you build better habits.

Momentum View

See your progress across months. Visual dashboards that show how far you've come.

Private by Default

Your dollar amounts stay hidden. Share your progress, never your numbers.

Social Accountability

Invite friends to celebrate milestones together. No rankings, no comparisons—just support.

Smart Debt Payoff

Choose Snowball or Avalanche strategies. Assign paychecks and watch your debt shrink.

How Goalwave Works

Four simple steps to transform your relationship with money

01

Link or Upload

Connect your bank via Plaid or upload statements. Your data stays private—always.

02

Set Your Habits

Choose daily money habits to track. Simple binary check-ins keep you focused.

03

Build Your Streak

Check in daily to maintain your streak. Watch your consistency grow week over week.

04

Celebrate Milestones

Unlock achievements as you progress. Share wins with friends—never your numbers.

See Your Progress at a Glance

A calm, visual-first dashboard designed for quick comprehension

Good morning,

Sarah

23 day streak
Last Month
On Track
92%habit score
This Month
Building
78%habit score
Next Month (est.)
Projected
85%habit score

Today's Habits

Review transactions
Stay under daily limit
Log expense category

Recent Milestones

7-Day Streak

Earned

First Budget Complete

Earned

Snowball Started

Locked

Debt Payoff, Your Way

Choose your strategy, assign paychecks, and watch progress happen—without judgment

This strategy prioritizes momentum—pay off smallest balances first

1

Car Payment

In Progress
Progress hidden80% complete
2

Credit Card A

In Progress
Progress hidden65% complete
3

Student Loan

Active
Progress hidden35% complete
4

Medical Bill

Active
Progress hidden15% complete

Simple, Transparent Pricing

Start free, upgrade when you're ready. No hidden fees.

Free Trial

Full access

Free / 7 days
  • Complete feature access
  • No credit card required
Most Popular

Basic

Best for habit builders

$4.99/month
  • Habit engine
  • Streaks
  • Budgets
  • Debt payoff (Snowball/Avalanche/Boulder)
  • Momentum View

Premium

Best for power users

$9.99/month
  • Everything in Basic
  • Streak freeze
  • Advanced insights
  • Bill reminders
  • Investment portfolio tracking
  • Export tools
  • Priority support

Start Building Better Money Habits Today

Be among the first to turn financial chaos into consistent progress. Join the waitlist — launching soon.

Bank-level securityFree streak tracking